Forensic Review
CIV Inc. performs two type of reviews:
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Experience Modifiaction Rating Factor Review.
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Current and Previous mod factors
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Final Premium Audits
Refunds generated on current to fifteen-year-old policies. Depending on the state and situation.
Here's how it works:
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Our experts analyze your experience modification factors and policies for errors.
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We prepare documentation to have non-compliant data corrected.
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You receive full refunds for any overpaid premiums.
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Once you confirm the refunds, we then invoice for our services.
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You receive a final report for your records.
Minimal involvement:
Typically, a few phone calls and emails are all it takes. We'll provide updates on your requested timeline to keep you informed.
We will need from you:
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A signed and date agreement and LOA (letter of authorization)
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All current year Mod Worksheets (we will provide you a list)
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CIV Inc. will purchase all historical NCCI Experience Rating Worksheets at our expense.
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Policies, final premium audits, and loss runs for each year we review.
We can assist to obtain the information.